Millennials are now an established part of the workforce and could be in a position to launch their own businesses, if they have the resources to do so. In a Forbes article, Elaine Pofeldt cites economic research to explore some of the barriers preventing Millennial owners from succeeding, even though more than a quarter of this population wants to launch their own business some day.
Millennial business owners could benefit from specific financing programs for their venture.These include the strains of existing debt, particularly student loans, as well as an inability to save for retirement or benefits from an employer. Pofeldt notes that the security of working for a company proves to be more attractive than the lure of self-ownership, no matter how old the entrepreneur is.
Here are some important factors for small business owners in this age bracket to consider as they build up the funds needed to keep their venture viable:
- Diverse experience: Millennials tend to take multiple jobs during the course of their careers. An Ohio.com article notes that Millennials can expect to have as many as 20 employers throughout their life.
- Further SBA Loans: The Business Journals points out that the Small Business Administration is specifically interested in loans for $150,000 or less and that these account for most loan applications.
- Proper equipment and facilities: New business owners may not yet have the capital for necessary expenses, including the equipment needed for their chosen field. These can be the subject of capital finance programs from accredited local banks.
Growth Capital will let Ohio business owners develop their small business idea into a sustainable proposition. Contact us today or visit our website for more information.
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