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You are here: Home / Resources / WalletHub ranks states for small business

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There are many ways to judge if a state is good for business development, and WalletHub recently released the results of its own ranking of all states, based on several different categories and an overall aggregation of these factors to create a total score. It assesses each state for available resources, business costs and business environment.

Ohio came in at a total score of 45.23. Of the three individual categories, it placed the same for both costs and environment for small businesses, at number 22. Compared to this, the state was at level 45 for its access to resources for business owners, and the overall placement puts it above states like Arizona, New York and Pennsylvania.

“New Jersey placed the lowest, with the bottom rank for business costs.”

Out of all the states, New Jersey placed lowest within the category for business costs. The above categories also drew from other factors, such as office space affordability, labor costs and average small business growth.

The 2016 Ohio Resource Guide for Small Business development mentioned some of the resources available, outlining some of the different ways that financial business resources can be used. At the basis of all of the listed options is the Basic 7(a) loan. Some of its features, such as the maximum loan amount, maturity and qualification are the same for other types of loans.

Growth Capital can offer business owners the chance to obtain funding to add to cash flow or refinance current debt, such as through the Community Advantage Loan Program. The maximum size of loans through these specific programs is $250,000, and they can come with favorable conditions for borrowers, including possible management assistance.

Since the maximum size is relatively low, it can be a good resource for those with relatively modest needs. Other options, such as the SBA 504 and Ohio Regional 166 loan programs can also match the needs of your business through an Ohio SBA loan.

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