If you’re an entrepreneur who applied for a small business loan in order to expand your company, only to find yourself on the wrong end of a rejection stamp, you’re not alone. In fact, according to a survey conducted by the Federal Reserve Banks of New York, Atlanta, Cleveland and Philadelphia, half of all loans for small businesses filed in the first half of 2014 were rejected.
Suffice it to say, rejection stings. Whether in dating, after a job interview or at the bank, putting yourself out there only to be told “no” is a painful feeling, so much so that the fear of it discourages others from even trying in the first place. But it shouldn’t, because there are so many different reasons why a bank may turn down a loan application, that trying again with a different lender can make all the difference.
Here are three reasons why applications for small business loans may be rejected:
- Didn’t do the paperwork ahead of time: According to the Small Business Administration (SBA), business owners looking to apply for a loan should have the following prepared in advance: a written business plan, financial statements or projections, tax returns, bank statements, personal credit reports and business credit reports. Walking into a bank, expecting to sign a simple form without having any of this other material ready and waiting, is a recipe for rejection.
- No collateral: Banks will frequently need collateral from an applicant before agreeing to a loan. “Collateral” refers to the physical property you own that can be claimed by the bank in the event of non-payment. However, many small business owners — particularly new ones looking to expand their company — may not have any business real estate or equipment to use as collateral, and may also be hesitant to use personal assets like their home or car as a substitute.
- Small business lending may present too great a risk for some banks: “Post-recession, banks became more risk-averse and unfortunately, small business loans are inherently riskier than large business loans or even consumer loans,” says Rhea Aguinaldo, entrepreneurship manager for the advocacy group Small Business Majority. In cases like these, writes NerdWallet, “some small business owners have better luck getting loans from community banks, where they have relationships with the bank staff.”
Were you recently denied by a bank for a small business loan? Consider Growth Capital Corp. instead. We offer long-term, fixed-rate affordable financing for local entrepreneurs looking to grow their companies, and review each application for loan eligibility on a case-by-case basis, regardless of a prior bank rejection.
Stylish gold filled accessories says
I do not know whether it’s just me or if perhaps everybody else encountering problems with your blog.
It appears like some of the written text within your posts
are running off the screen. Can someone
else please comment and let me know if this is happening to them as well?
This may be a problem with my web browser because I’ve had this happen previously.
Kudos
Feel free to visit my blog post; Stylish gold filled accessories
stackable rings says
Wow, this article is good, my sister is analyzing these
things, thus I am going to tell her.
Here is my site: stackable rings
maxi cab says
Hello There. I found your blog using msn. This is
a very well written article. I will be sure to bookmark it and come back to read more of your useful info.
Thanks for the post. I’ll definitely comeback.
Also visit my web blog: maxi cab
lenovoruremont.ru says
Когда возникли проблемы с моим Lenovo, я нашел отличный сервисный центр – lenovoruremont.ru. Я был приятно удивлен качеством услуг и компетентностью сотрудников. Они быстро продиагностировали проблему и нашли лучший вариант ремонта. Ремонт был выполнен качественно и в срок. Я очень доволен результатом и могу смело рекомендовать этот сервисный центр для ремонта устройств Lenovo.
mpo1881 says
Simply want to say your article is as surprising. The clarity in your publish is simply cool and i can think you’re a professional in this subject.
Fine along with your permission let me to grab your feed to stay
updated with drawing close post. Thank you a million and please continue the rewarding work.
Classic gold filled pieces says
I have read so many articles concerning the
blogger lovers however this article is actually a fastidious
post, keep it up.
Also visit my web-site: Classic gold filled pieces
Beziehungs-Podcast says
It is the best time to make some plans for the future and it’s time to be happy.
I’ve read this post and if I could I wish to suggest
you some interesting things or tips. Maybe you could write next articles referring to
this article. I wish to read even more things about it!
Here is my blog post … Beziehungs-Podcast
sports7 says
At Sports7, we are sports enthusiasts and experts, and those traits inform everything we do. We operate with a clear guiding mission: To use our passion and expertise to breathe new life into the sports landscape. https://sports7.us/
maxicab says
Greetings I am so delighted I found your weblog, I really
found you by error, while I was browsing on Yahoo for something else, Nonetheless I
am here now and would just like to say thanks a lot for a
tremendous post and a all round entertaining blog (I
also love the theme/design), I don’t have time to read it all at the moment but I
have book-marked it and also added in your RSS
feeds, so when I have time I will be back to read much more, Please do keep up
the excellent job.
Here is my blog post – maxicab
Williamcidet says
https://finasteride.store/# get propecia no prescription
Beziehungs-Podcast says
Hey! Someone in my Myspace group shared this
site with us so I came to check it out. I’m definitely enjoying the information. I’m bookmarking and will
be tweeting this to my followers! Excellent blog and amazing design.
My homepage: Beziehungs-Podcast
maxi cab says
Superb post however , I was wanting to know if you could write a litte more on this topic?
I’d be very grateful if you could elaborate a little bit
more. Bless you!
Here is my blog post – maxi cab
maxicab says
Hey there! This is kind of off topic but I need some advice from an established
blog. Is it very hard to set up your own blog? I’m
not very techincal but I can figure things out pretty quick.
I’m thinking about making my own but I’m not sure where
to start. Do you have any ideas or suggestions? With thanks
Stop by my web page … maxicab
Life Science Marketing Agency says
Excellent post. Keep posting such kind of information on your blog.
Im really impressed by it.
Hey there, You’ve performed an incredible job. I will definitely digg it and individually suggest to my friends.
I am sure they’ll be benefited from this site.
Beziehungs-Podcast says
Every weekend i used to pay a quick visit this web page, as
i wish for enjoyment, for the reason that this this web page
conations actually nice funny information too.
my page – Beziehungs-Podcast
maxicab says
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you! By the way, how can we communicate?
my web page maxicab
Beziehungs-Podcast says
Good article! We will be linking to this particularly great
article on our site. Keep up the good writing.
Here is my webpage: Beziehungs-Podcast
maxicab says
This design is spectacular! You definitely know how to keep
a reader entertained. Between your wit and your videos, I was almost moved to
start my own blog (well, almost…HaHa!) Great job. I really loved what you had to say,
and more than that, how you presented it.
Too cool!
my blog maxicab
water resistant jewelry says
Excellent post. I was checking constantly this blog and I am
impressed! Extremely helpful information specially the
last part 🙂 I care for such information much. I was looking for this particular info for a very long time.
Thank you and good luck.
My website – water resistant jewelry
Richarddyday says
http://generic-dapoxetine.ru/
14k gold-filled bracelets says
Hello there! Do you know if they make any plugins to safeguard against hackers?
I’m kinda paranoid about losing everything I’ve worked hard
on. Any tips?
My blog post: 14k gold-filled bracelets
omaslot says
Everything is very open with a clear description of the issues.
It was definitely informative. Your website is very useful.
Thank you for sharing!
RandallSnums says
get generic propecia pill: cheap propecia without insurance – get generic propecia online
JamesTix says
На сайте коллегии юристов http://zpp-1.ru/ вы найдете контакты и сможете связаться с адвокатами. Юрист расскажет о том, как нужно правильно поступить, поможет собрать необходимые документы и будет защищать ваши права в суде. Квалифицированная юридическая и медицинская поддержка призывникам с гарантией!
SEP Shopify says
Terrific work! That is the kind of information that are supposed to be shared around the web.
Shame on Google for not positioning this publish upper!
Come on over and talk over with my site . Thanks =)
High-quality gold jewelry says
Terrific article! That is the kind of information that are meant to be shared around the web.
Disgrace on the search engines for no longer positioning this put
up higher! Come on over and consult with my
website . Thank you =)
Feel free to visit my web site; High-quality gold jewelry
przystojni 40 latkowie says
Do you mind if I quote a few of your posts as long as I provide credit and sources back
to your webpage? My website is in the exact same area of interest
as yours and my users would truly benefit from some of the information you present here.
Please let me know if this okay with you. Cheers!
maxi cab says
You can certainly see your expertise in the work you write.
The world hopes for even more passionate writers such as you who aren’t
afraid to say how they believe. All the time go after your heart.
Here is my web-site – maxi cab
14k gold-filled stackable rings says
Hello, yeah this article is truly nice and I have learned lot
of things from it concerning blogging. thanks.
my website – 14k gold-filled stackable rings
Birthstone earrings says
Heya i am for the first time here. I found this board and
I to find It really useful & it helped me out a lot.
I hope to give one thing back and help others like you
aided me.
My blog post – Birthstone earrings
Puff Wow says
Hello, I enjoy reading all of your article post.
I like to write a little comment to support you.
Look into my web blog: Puff Wow
buy viagra online says
buy viagra online
https://Hospital.Tula-Zdrav.ru/question/optimisation-seo-on-site-maximisez-la-visibilite-de-votre-site-web-75/ says
This post is in fact a fastidious one it assists new the web people, who are wishing in favor of blogging. https://Hospital.Tula-Zdrav.ru/question/optimisation-seo-on-site-maximisez-la-visibilite-de-votre-site-web-75/
pte ltd accounts says
Hi there to every one, it’s truly a pleasant for me to pay a
quick visit this web site, it consists of important Information.
dica says
Really quite a lot of wonderful advice!
Liv Pure Reviews says
Thanks for some other great article. Where else
may anyone get that kind of info in such a perfect way of writing?
I have a presentation subsequent week, and I am at the search for such information.
NelsonBut says
Came across an interesting article, worth a glance https://electricsheep.activeboard.com/forum.spark
Daviddreld says
cytotec abortion pill buy cytotec pills buy misoprostol over the counter
uhqow407 says
сериал
appareil lipocavitation says
Have you ever thought about publishing an ebook or guest authoring on other blogs?
I have a blog based on the same topics you discuss and would love to
have you share some stories/information. I know my
visitors would value your work. If you are even remotely interested, feel free to shoot me an email.
Fgezru says
lanoxin order – dipyridamole buy online brand lasix 40mg
Williamcidet says
http://ciprofloxacin.tech/# cipro for sale
cabemanis88 says
I do consider all the ideas you have introduced in your post.
They’re very convincing and will definitely work.
Nonetheless, the posts are very brief for novices. May just
you please lengthen them a bit from next time?
Thanks for the post.
RonaldTaf says
http://ciprofloxacin.tech/# cipro online no prescription in the usa
slot anti kalah 2024 says
I have read so many content about the blogger lovers however this
paragraph is really a good piece of writing, keep it up.
AlberthoT says
https://levitralife.ru/
alpha tonic ingredients says
Article writing is also a fun, if you be acquainted with then you can write otherwise it is difficult to write.
RandallSnums says
lisinopril 10 mg prices: lisinopril 5mg pill – lisinopril 10 mg without prescription
734aeba6-49f8-ee11-a1fe-6045bd5d17bc says
You can definitely see your skills within the article you write.
The sector hopes for more passionate writers such as you who aren’t afraid to
say how they believe. At all times follow your heart.
COCKATOO PARROT CHICKS says
Buy Cockatoo parrot chicks is a highly energetic and lively bird that requires a good deal of exercise to maintain proper health.
cancer research says
Article writing is also a fun, if you know afterward you can write otherwise it
is difficult to write.
Feel free to visit my blog – cancer research
belgian loafers says
hi!,I love your writing very so much! share we communicate more approximately your post on AOL?
I require a specialist in this space to solve my problem.
May be that’s you! Taking a look ahead to look you.
Look into my website; belgian loafers
slot server thailand says
I every time emailed this web site post
page to all my contacts, since if like to read it after that my contacts
will too.
Physiotherapie Kloten says
I know this website provides quality based posts
and additional material, is there any other site which gives such data in quality?
My web page … Physiotherapie Kloten
Czech names says
I don’t even know how I ended up here, but I thought this post was
great. I don’t know who you are but definitely you’re going to a famous blogger if you
aren’t already 😉 Cheers!
Look into my blog; Czech names
cannabis store says
Please let me know if you’re looking for a writer for your site.
You have some really great articles and I feel I would be a good asset.
If you ever want to take some of the load off, I’d really
like to write some articles for your blog in exchange for a link back to
mine. Please shoot me an e-mail if interested. Cheers!
Feel free to visit my blog: cannabis store
Ismaelzed says
На сегодняшний день, когда диплом – это начало отличной карьеры в любом направлении, многие ищут максимально быстрый путь получения качественного образования. Наличие официального документа об образовании переоценить невозможно. Ведь именно он открывает дверь перед каждым человеком, который собирается начать трудовую деятельность или учиться в ВУЗе.
В данном контексте мы предлагаем быстро получить любой необходимый документ. Вы можете заказать диплом нового или старого образца, и это будет выгодным решением для всех, кто не смог закончить обучение или потерял документ. дипломы выпускаются аккуратно, с максимальным вниманием к мельчайшим нюансам, чтобы на выходе получился 100% оригинальный документ.
Преимущество этого решения состоит не только в том, что вы сможете максимально быстро получить диплом. Процесс организовывается просто и легко, с профессиональной поддержкой. От выбора необходимого образца до консультаций по заполнению личной информации и доставки в любое место страны — все под абсолютным контролем качественных специалистов.
В итоге, для тех, кто ищет быстрый способ получения необходимого документа, наша услуга предлагает отличное решение. Купить диплом – значит избежать длительного обучения и сразу переходить к своим целям: к поступлению в университет или к началу удачной карьеры.
https://diploman-russiyan.com
belgian loafers says
I couldn’t refrain from commenting. Perfectly written!
Here is my homepage :: belgian loafers
Cndydreld says
zofran contains
해외선물 대여업체 says
Quality articles or reviews is the crucial to
be a focus for the users to visit the website, that’s what this web site is providing.
Also visit my site – 해외선물 대여업체
web development agencies fort collins says
I do not even know how I ended up here, but I thought this
post was great. I don’t know who you are but certainly you are going to a famous blogger
if you are not already 😉 Cheers!
my web site – web development agencies fort collins
해외선물 먹튀업체 says
Hey there just wanted to give you a brief heads
up and let you know a few of the images aren’t loading properly.
I’m not sure why but I think its a linking issue. I’ve tried it in two different internet browsers and both show the same outcome.
my blog post 해외선물 먹튀업체
olxtoto says
Hi to all, how is all, I think every one is getting
more from this website, and your views are fastidious designed for
new people.
The basics of forex futures says
Hi there just wanted to give you a brief heads up and let you know a few of The basics of forex futures images aren’t loading properly.
I’m not sure why but I think its a linking issue. I’ve tried it in two different web browsers and both
show the same results.
Michaeltat says
фулфилмент озон москва https://24fulfilment-marketplace.ru/
ScottDaync says
10배스탁론
로드스탁과 레버리지 방식의 스탁: 투자 전략의 신규 분야
로드스탁에서 공급하는 레버리지 스탁은 주식 투자법의 한 방법으로, 상당한 이익율을 목표로 하는 투자자들을 위해 유혹적인 옵션입니다. 레버리지 사용을 사용하는 이 전략은 투자자들이 자신의 자금을 초과하는 투자금을 투자할 수 있도록 하여, 주식 장에서 더욱 큰 작용을 가질 수 있는 기회를 공급합니다.
레버리지 스탁의 기본 원칙
레버리지 스탁은 원칙적으로 자본을 대여하여 사용하는 방식입니다. 사례를 들어, 100만 원의 투자금으로 1,000만 원 상당의 주식을 사들일 수 있는데, 이는 투자자들이 기본 자본보다 훨씬 더 많은 주식을 사들여, 주식 가격이 올라갈 경우 상응하는 더욱 큰 수익을 얻을 수 있게 합니다. 그렇지만, 주식 가격이 하락할 경우에는 그 손실 또한 커질 수 있으므로, 레버리지 사용을 사용할 때는 신중해야 합니다.
투자 계획과 레버리지 사용
레버리지는 특히 성장 잠재력이 높은 사업체에 투입할 때 유용합니다. 이러한 사업체에 큰 비중으로 투자하면, 잘 될 경우 상당한 수입을 획득할 수 있지만, 그 반대의 경우 상당한 리스크도 감수하게 됩니다. 그러므로, 투자하는 사람은 자신의 리스크 관리 능력과 시장 분석을 통해 통해, 일정한 사업체에 얼마만큼의 자금을 투입할지 결정하게 됩니다 합니다.
레버리지의 장점과 위험 요소
레버리지 스탁은 큰 수익을 보장하지만, 그만큼 큰 위험성 따릅니다. 증권 시장의 변동은 예상이 곤란하기 때문에, 레버리지를 사용할 때는 항상 시장 동향을 정밀하게 주시하고, 피해를 최소화하기 위해 수 있는 방법을 마련해야 합니다.
최종적으로: 세심한 선택이 필수입니다
로드스탁을 통해 공급하는 레버리지 방식의 스탁은 강력한 투자 수단이며, 적당히 활용하면 상당한 수익을 제공할 수 있습니다. 그러나 상당한 위험성도 생각해 봐야 하며, 투자 결정은 필요한 사실과 세심한 판단 후에 진행되어야 합니다. 투자하는 사람의 재정 상황, 리스크 감수 능력, 그리고 시장의 상황을 생각한 균형 잡힌 투자 계획이 핵심입니다.
cannabis oil says
Hi, i think that i noticed you visited my site thus i
got here to return the want?.I am attempting to find issues to
enhance my site!I assume its good enough to make use of some of your ideas!!
Also visit my webpage; cannabis oil
mojok34 says
Hi there! This post could not be written any better!
Reading this post reminds me of my old room mate! He always
kept talking about this. I will forward this write-up to him.
Fairly certain he will have a good read. Thanks for sharing!
gossip room says
Gossip Room is the culture’s definitive source for trending celeb news,exclusive interviews, videos, and more. https://gossiproom.us/
NBA중계 says
This is a topic that’s close to my heart…
Thank you! Exactly where are your contact details though?
Here is my web-site – NBA중계
Tealbookmarks.com says
Awesome post. https://Tealbookmarks.com/story17086481/servicios-de-transporte-terrestre-en-bogot%C3%A1-vanspremium
Williamcidet says
https://finasteride.store/# cost cheap propecia for sale
cannabis dispensary says
When I initially commented I clicked the “Notify me when new comments are added” checkbox and now
each time a comment is added I get three emails with the same comment.
Is there any way you can remove me from that service? Bless
you!
My website – cannabis dispensary
Physiotherapie Near Me says
At this time I am going to do my breakfast, afterward having my breakfast coming again to read
additional news.
my webpage Physiotherapie Near Me
Risk management in forex trading says
I’m not sure why but this blog is loading extremely
slow for me. Is anyone else having this problem or is it
a issue on my end? I’ll check back later and see if the problem still exists.
Here is my web page :: Risk management in forex trading
xnxx.com says
Hi there friends, how is all, and what you would like to say
regarding this piece of writing, in my view its actually amazing in support of me.
해외선물 커뮤니티 says
I’m gone to convey my little brother, that
he should also pay a visit this website on regular basis to obtain updated from
most recent news.
Look into my website … 해외선물 커뮤니티
Hair Extensions says
I really like it when people come together and share thoughts.
Great website, continue the good work!
Feel free to visit my web page: Hair Extensions
ArturoCew says
https://poxetmsk.ru/
해외선물 대여업체 says
Your style is really unique in comparison to other folks I’ve read stuff from.
I appreciate you for posting when you have the opportunity,
Guess I will just book mark this page.
Here is my homepage: 해외선물 대여업체
해외선물 커뮤니티 says
hey there and thank you for your information – I have certainly picked up anything new from right here.
I did however expertise several technical issues using this web site,
since I experienced to reload the web site many times previous
to I could get it to load correctly. I had been wondering if your web host is OK?
Not that I’m complaining, but sluggish loading instances
times will very frequently affect your placement in google and can damage your quality score if
ads and marketing with Adwords. Well I’m adding this RSS to my email and could
look out for much more of your respective interesting content.
Make sure you update this again soon.
my homepage … 해외선물 커뮤니티
numismatics says
Hi friends, its fantastic piece of writing regarding tutoringand fully defined, keep it up all
the time.
Feel free to visit my blog post … numismatics
해외선물 says
I like the helpful information you provide in your articles.
I’ll bookmark your weblog and check again here frequently.
I’m quite sure I will learn many new stuff right here! Best of luck for the next!
Have a look at my web page 해외선물
Physiotherapie Hardbrücke says
This text is invaluable. Where can I find out more?
Also visit my web page: Physiotherapie Hardbrücke
Ismaelzed says
В нашем обществе, где диплом – это начало отличной карьеры в любой отрасли, многие ищут максимально простой путь получения образования. Необходимость наличия официального документа переоценить невозможно. Ведь именно он открывает дверь перед любым человеком, желающим начать трудовую деятельность или учиться в университете.
Наша компания предлагает оперативно получить этот важный документ. Вы имеете возможность приобрести диплом, и это будет отличным решением для всех, кто не смог закончить обучение или потерял документ. диплом изготавливается с особой аккуратностью, вниманием ко всем элементам, чтобы в итоге получился 100% оригинальный документ.
Превосходство такого подхода заключается не только в том, что вы быстро получите свой диплом. Процесс организован удобно и легко, с профессиональной поддержкой. От выбора необходимого образца диплома до точного заполнения персональных данных и доставки в любое место России — все находится под полным контролем квалифицированных мастеров.
Таким образом, для тех, кто ищет оперативный способ получить требуемый документ, наша услуга предлагает отличное решение. Приобрести диплом – значит избежать долгого обучения и сразу переходить к своим целям, будь то поступление в университет или старт успешной карьеры.
https://diploman-rossiya.com
해외선물 대여계좌 says
excellent submit, very informative. I’m wondering why the opposite specialists of
this sector don’t understand this. You must continue your writing.
I am confident, you have a great readers’ base already!
Here is my site – 해외선물 대여계좌
스포츠중계 says
Good day very nice site!! Man .. Excellent
.. Superb .. I will bookmark your site and take the feeds also?
I am satisfied to search out a lot of helpful information here within the post, we need work out more techniques
in this regard, thank you for sharing. . . . . .
Feel free to visit my site; 스포츠중계
RandallSnums says
cytotec online: buy cytotec pills online cheap – cytotec pills online
Physiotherapie Albisrieden says
As the admin of this web page is working, no question very rapidly it will be well-known, due to
its feature contents.
Also visit my web-site – Physiotherapie Albisrieden
g100 says
PC-Builds, Hardware-Insight, Benchmarks – Reviews for Content Creators in 3D, Video Editing, Graphic Design, Computer Graphics – Gaming. https://g100.us/
Physiotherapie Zurich says
Have you ever considered publishing an ebook or guest authoring on other
sites? I have a blog based upon on the same ideas you discuss and
would love to have you share some stories/information. I know my readers would appreciate your work.
If you are even remotely interested, feel free to shoot me an email.
My homepage; Physiotherapie Zurich
Bussirent says
For most up-to-date news you have to pay a quick visit the
web and on world-wide-web I found this website as a finest site
for newest updates.
cancer research says
I don’t know if it’s just me or if everyone else encountering problems with your blog.
It looks like some of the written text within your posts are running off the screen. Can somebody else please provide feedback and let me know
if this is happening to them as well? This could be a issue with my web browser because I’ve had this happen before.
Appreciate it
Here is my webpage … cancer research
해외축구중계 says
I know this web site gives quality depending articles and additional material, is there any other site which gives these kinds of stuff in quality?
Take a look at my web-site 해외축구중계
coins says
What’s up, always i used to check website posts here early in the break
of day, for the reason that i like to find out
more and more.
Also visit my blog; coins